A
resource for asking questions, getting worksheets and materials and staying informed
of the latest news for Bank On. See a calendar
of classes at the bottom of the homepage.
Virginia Beach Financial Empowerment Website
Learn about
all the programs associated with Financial Empowerment to help you grow
opportunities for reaching your goals.
Virginia Saves
Virginia Saves is a savings
campaign to encourage you to build savings and reduce debt. Join the league of savers and get great
strategies for accelerating your savings plan.
South Hampton Roads EITC Coalition
This coalition provides
free tax preparation services to Households with income less than $53,000. Check out guided self-preparation at the Virginia
Beach Department of Human Services and complete your own tax return for free
using IRS’ Free File Software. www.vbgov.com/eitc
Ballpark Estimate
Find out how much you need to save
to meet your retirement needs.
Interactive webpage allows you to put in current and future expenses,
estimated investment return and expected social security to determine monthly
savings needed for retirement. www.choosetosave.org/ballpark
ChexSystems Annual Report
You
can order a report to learn what information, if any, is listed in your
consumer file at ChexSystems. If you have been denied an account and
ChexSystems was used in the decision process, this information will help you
understand what may have contributed to that decision.
Do Not Call Registry
The National Do Not Call Registry gives people a way to stop getting unwanted telemarketing
calls at home. Telemarketers frequently
seek out personal financial data and make offers that can throw your budget off
track. Registering your landline or mobile phone number is free. www.donotcall.gov
Free Credit Report
Fight
identity theft by monitoring and reviewing your credit report. You may request
your free credit report online. Free
credit reports requested online are viewable immediately upon authentication of
identity. www.annualcreditreport.com
Free Credit Score – CreditKarma (Transunion) and
Credit Sesame (Experian) offer free credit scores and daily credit
monitoring. Check out their phone apps
as well. www.creditkarma.com or www.creditsesame.com
Free Living Will (Advanced Medical Directive)
Virginia
State Bar offers a free Living Will template that you can complete and have
witnessed. This document allows you to
specify who will make medical decisions for you in the event of a health crisis
when you are not able to direct your own care. A free Advanced Medical Directive is made available by the Virginia State Bar Association:
Free Will
A will directs the distribution of your material goods
in the event of your passing, but another function of the will is to identify
guardianship for your minor children.
Without a will, the State determines the distribution of assets. Having a will in place provides greater
control over your possessions and the care of your children. http://www.doyourownwill.com/
Mint
www.mint.com free
budgeting tool - See all your balances and
transactions together, on the web or your phone. Mint automatically pulls all
your financial information into one place, so you can finally get the entire
picture. Mint automatically updates and categorizes
your information and suggests ways to help you save. Mint can even send
automatic alerts—like bill reminders—to your mobile phone or email.
My Money
My Money is a one-stop shop for financial
information on virtually any financial topic.
It is organized to point you to the array of financial educational
resources available through the federal government. Information includes free resources for
education, credit, scams, debt collection, identity theft and money management.
National Foundation for Credit
Counseling
This is a great website to use when
locating a trusted credit counseling provider.
There are many services that claim to help you out of bad credit
situations and many of them charge fees for actions you can do easily for
yourself. This website also has some great free money management and credit
educational resources.
Opt Out Prescreen
Credit Bureaus provide your
financial information to credit companies that prescreen you for new offers which you receive
in the mail. Optoutprescreen.com lets you opt out of
pre-approved credit card offers and reduce the risk of credit card fraud that
comes with them. That means less junk in your mail box!
PowerPay
Create a debt repayment plan using this interactive website. Enter all debts, interest rates and monthly payments
to create a repayment plan to reduce your time in debt.
VirginiaHousingSearch
This housing locator service sponsored by
the Virginia Housing Development Authority (VHDA). The site www.virginiahousingsearch.com provides detailed
information about rental properties throughout the Commonwealth and helps
people find housing to best fit their needs. The fast, easy-to-use FREE search lets people look for rental
housing; provides links to housing resources; and offers helpful tools for
renters such as an affordability calculator, rental checklist and information
about renter rights and responsibilities.
Virginia 529
Virginia 529 has a variety of education savings
programs that can help families prepare for the costs of higher education. With programs that start with as little at
$25 per month, Virginia 529 can help you save and take advantage of tax
benefits for educational savings as well.
www.virginia529.org
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