Web Tools

A resource for asking questions, getting worksheets and materials and staying informed of the latest news for Bank On.  See a calendar of classes at the bottom of the homepage.

Virginia Beach Financial Empowerment Website 
Learn about all the programs associated with Financial Empowerment to help you grow opportunities for reaching your goals.

Virginia Saves 
Virginia Saves is a savings campaign to encourage you to build savings and reduce debt.  Join the league of savers and get great strategies for accelerating your savings plan.

South Hampton Roads EITC Coalition  
This coalition provides free tax preparation services to Households with income less than $53,000.  Check out guided self-preparation at the Virginia Beach Department of Human Services and complete your own tax return for free using IRS’ Free File Software. www.vbgov.com/eitc  

Ballpark Estimate 
Find out how much you need to save to meet your retirement needs.  Interactive webpage allows you to put in current and future expenses, estimated investment return and expected social security to determine monthly savings needed for retirement. www.choosetosave.org/ballpark

ChexSystems Annual Report 
You can order a report to learn what information, if any, is listed in your consumer file at ChexSystems. If you have been denied an account and ChexSystems was used in the decision process, this information will help you understand what may have contributed to that decision.

Do Not Call Registry 
The National Do Not Call Registry gives people a way to stop getting unwanted telemarketing calls at home.  Telemarketers frequently seek out personal financial data and make offers that can throw your budget off track. Registering your landline or mobile phone number is free.  www.donotcall.gov

Free Credit Report  
Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online.  Free credit reports requested online are viewable immediately upon authentication of identity.  www.annualcreditreport.com

Free Credit Score – CreditKarma (Transunion) and Credit Sesame (Experian) offer free credit scores and daily credit monitoring.  Check out their phone apps as well. www.creditkarma.com  or www.creditsesame.com

Free Living Will (Advanced Medical Directive)
Virginia State Bar offers a free Living Will template that you can complete and have witnessed.  This document allows you to specify who will make medical decisions for you in the event of a health crisis when you are not able to direct your own care. A free Advanced Medical Directive is made available by the Virginia State Bar Association:

Free Will 
A will directs the distribution of your material goods in the event of your passing, but another function of the will is to identify guardianship for your minor children.  Without a will, the State determines the distribution of assets.  Having a will in place provides greater control over your possessions and the care of your children.   http://www.doyourownwill.com/

www.mint.com free budgeting tool - See all your balances and transactions together, on the web or your phone. Mint automatically pulls all your financial information into one place, so you can finally get the entire picture.  Mint automatically updates and categorizes your information and suggests ways to help you save. Mint can even send automatic alerts—like bill reminders—to your mobile phone or email.

My Money 
My Money is a one-stop shop for financial information on virtually any financial topic.  It is organized to point you to the array of financial educational resources available through the federal government.   Information includes free resources for education, credit, scams, debt collection, identity theft and money management. 

National Foundation for Credit Counseling 
This is a great website to use when locating a trusted credit counseling provider.  There are many services that claim to help you out of bad credit situations and many of them charge fees for actions you can do easily for yourself.  This website also has  some great free money management and credit educational resources.

Opt Out Prescreen 
Credit Bureaus provide your financial information to credit companies that  prescreen you for new offers which you receive in the mail. Optoutprescreen.com lets you opt out of pre-approved credit card offers and reduce the risk of credit card fraud that comes with them. That means less junk in your mail box! 

Create a debt repayment plan using this interactive website.  Enter all debts, interest rates and monthly payments to create a repayment plan to reduce your time in debt.

This housing locator service sponsored by the Virginia Housing Development Authority (VHDA).  The site www.virginiahousingsearch.com provides detailed information about rental properties throughout the Commonwealth and helps people find housing to best fit their needs.  The fast, easy-to-use FREE search lets people look for rental housing; provides links to housing resources; and offers helpful tools for renters such as an affordability calculator, rental checklist and information about renter rights and responsibilities.

Virginia 529 
Virginia 529 has a variety of education savings programs that can help families prepare for the costs of higher education.  With programs that start with as little at $25 per month, Virginia 529 can help you save and take advantage of tax benefits for educational savings as well.  www.virginia529.org  

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