Grow Your Financial Skills at Home using LifeCents!  

Being able to live where you work contributes to the quality of life not just for the individual, but for the community as well. Many families are housing cost burdened (paying greater than 30% of their income toward housing expenses). 
Whether you are a homeowner looking to maintain your home, a renter or a first-time homebuyer, affordable housing is vital as it is the largest component of most monthly budgets.
Partners to help you find stable and affordable housing are:

Catholic Charities of Eastern Virginia:   
Call: 757-484-0703. Catholic Charities offers free, comprehensive, individualized one-on-one financial counseling sessions that help clients avoid foreclosure, and prepare for first-time homeownership.

Homeless Action Response Team (H.A.R.T):   

Serves as a central intake for Norfolk families who are experiencing homelessness or who are at-risk of homelessness.  741 Monticello Ave. Norfolk, VA 23510.  Walk-ins are welcome.

Norfolk Housing and Redevelopment Authority:   

Call: 757-623-1111. 

Portsmouth Area Resources Coalition (PARC): 
Call (757) 397-5208 or visit www.parcinc.org
PARC promotes  self-sufficiency by uniting community resources to meet basic human needs in Portsmouth and Western Chesapeake.  PARC offers emergency assistance, family shelter, supportive living programs and more. 

Salvation Army
Call Portsmouth (757) 393-2519 or visit 2306 Airline Blvd, Portsmouth, VA
Salvation Army offers financial assistance, food and other supportive services to assist citizens in distress.  Salvation Army dedicates itself to doing the most good.

Virginia Beach Department of Housing and Neighborhood Preservation: 

Virginia Beach Community Development Corporation (VBCDC): 2400 Potters Road Virginia Beach, VA 23454 or call (757) 463-9516 -The goal of VBCDC is to help the client find reasonable and sustainable housing, whether that is rental housing or homeownership.  All clients that come to VBCDC must have housing as their ultimate goal.  Counselors assist clients with a financial assessment, money management advice, and a tailored housing search.  An accurate picture of the client’s financial resources and the barriers that the client faces makes securing sustainable housing possible.

Virginia Individual Development Account (VIDA):  
Fast track your success with VIDA.  VIDA offers matched savings of $8 for every $1 saved toward education, homeownership and small business development.  Income limits apply and you must be actively employed and saving regularly.  Currently, the program is not accepting new enrollments until new funding is secured.  To learn more, contact Willard Pretlow of STOP Organization (wpretlow@stopinc.org (757) 858-1371).

Virginia Supportive Housing: 
Call (757) 275.8544
VSH is the largest statewide provider of permanent supportive housing has helped hundreds of our most vulnerable neighbors reclaim their lives.

YMCA Women in Crisis:   

Call: 757-625-4248. For women fleeing domestic violence and/or homelessness.

Great online resources are:
VirginiaHousingSearch  is a housing locator service sponsored by the Virginia Housing Development Authority (VHDA).  The site www.virginiahousingsearch.com provides detailed information about rental properties throughout the Commonwealth and helps people find housing to best fit their needs.  The fast, easy-to-use FREE search lets people look for rental housing; provides links to housing resources; and offers helpful tools for renters such as an affordability calculator, rental checklist and information about renter rights and responsibilities.

Virginia Housing Development Authority 
(VHDA) is a not-for-profit organization created by the Commonwealth to help Virginians attain quality, affordable housing.  VHDA offers loan programs tailored for first-time homebuyers. Are you thinking about buying a home, but not sure where to start?  VHDA's FREE first-time “Homebuyer Education” class can help.  VHDA also help people with disabilities and the elderly make their homes more livable. Visit www.vhda.com for more information.

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